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A flexible savings account, or FSA, is an account you may be able to use to pay for certain medical, dental, and orthodontic costs, including Invisalign clear aligners. Your FSA is managed by your employer, and you pay money into the account throughout the year, usually through a deduction from your paycheck. You may set aside up to $2,600 annually. Not all employers offer an FSA.
A health savings account, or HSA, is a special savings account designed for people with a high-deductible health insurance plan. You put money into the account and can use it to cover certain medical, dental, and orthodontic costs, including Invisalign clear aligners. You may set aside up to $3,400 for an individual or $6,750 for a family annually. To open an HSA, you must meet IRS eligibility requirements.
You don’t pay taxes on the money you put in an FSA or HSA.
Before you begin your Invisalign treatment, talk to both your doctor’s office and your benefits manager. You may be able to pay your doctor and be reimbursed from your FSA or HSA. Your benefits provider may also be able to pay your doctor directly.
Many dental insurance plans cover Invisalign treatment the same way they cover braces. Your insurance may pay for a certain percentage of your Invisalign treatment, or it may pay for a certain dollar amount. Often there is a lifetime cap on the amount insurance will pay for orthodontic treatment.
Ask your benefits manager at work, call your insurance plan’s customer service line, or look through your benefits package for “orthodontic treatment.” Orthodontic treatment is sometimes covered by health, rather than dental insurance, or by orthodontic coverage that you can purchase separately..
When you book your consultation, ask which insurance plans your doctor accepts. Your doctor’s office can also call your insurance provider to check your coverage.
The LendingPoint Virtual Card is a fixed-rate installment loan offered from LendingPoint Patient Financing. The application process is simple and gives instant credit decisions so you can visit your dentist with financing in hand!
Applying is simple. Download the My Invisalign app to access the LendingPoint Virtual Card application.
LendingPoint is an online loan provider that uses data and technology to redefine who can access money and empower those working to build their financial potential. LendingPoint has long been a partner to Invisalign providers to provide financing options for Invisalign patients – now, with the LendingPoint Virtual Card.
The iTero digital scanning system eliminates the need for messy putty in your mouth by creating a 3D digital scan of your teeth. It offers a fast and more comfortable experience and it’s more accurate, resulting in a more precise fit from your Invisalign aligners.
Invisalign First is a new treatment that is designed to treat a broad range of teeth straightening issues in growing children, from simple to complex, including crowding, spacing, and narrow dental arches
The Mandibular Advancement feature is a great way to fix overbites in tweens and teens while straightening their teeth. Precision wings gradually move the lower jaw and are designed to improve the bite plus the appearance of the chin.
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The varying tiers reflect the number of Invisalign® aligner treatments prescribed by a doctor, ranging from fewest (Bronze) to most (Diamond Plus). Valued Invisalign Providers (VIP) are a subset of orthodontists who have historically treated a greater percentage of cases in their practice with Invisalign clear aligners. Doctors with a star in their icon also treat teens with Invisalign clear aligners. The provider tiers and other designations used in this tool are not intended to reflect the quality or skill level of the provider nor be viewed as an endorsement or recommendation by Align of any provider.
In addition to treating adults, doctors with a star in their icon also treat teens with Invisalign clear aligners.